Risk Manager, Risk Assessments

Company: Capital One
Location: Charlotte
Posted on: April 2, 2026

Job Description:

Risk Manager, Risk Assessments Are you ready to work on the front line of a top 10 cutting edge, tech first bank? As a Manager within the Commercial Risk Office, you will join a high-performing team tasked with safeguarding a sophisticated $50 billion loan portfolio serving over 4,100 clients and 35,000 accounts. Operating at the heart of the first line of defense, this role is a cornerstone of our Risk Frameworks and Assessment practice, where you will drive the evolution of our strategic risk posture and lead the execution of the Commercial Risk Assessment Program. By spearheading Risk and Control Self-Assessments (RCSAs) and managing complex workstreams across all three lines of defense, you will bridge the gap between rigorous compliance and agile business growth. The ideal candidate brings an entrepreneurial spirit and a relentless drive for results. This position offers a platform for thought leadership and significant senior-level exposure within a dynamic, ever-evolving financial landscape. At Capital One, our risk specialists are motivated professionals who pair sharp analytical skills with a highly collaborative mindset, balancing the needs of diverse stakeholders while maintaining independent ownership of their work. If you are a curious problem-solver committed to continuous improvement and professional excellence, this is the opportunity to shape the future of risk management at a leading institution. Responsibilities: Orchestrate Flagship Risk Programs: Lead the strategic execution and governance of Capital One’s four flagship risk assessment programs for the Commercial Bank: Divisional Risk Identification, Business Unit Risk Assessments, Process Level Assessments, and Product Risk Assessments Cross-Functional Portfolio Exposure: Provide expert risk oversight and advisory across diverse Commercial Banking lines of business, including Capital Markets, Commercial Real Estate (CRE), Corporate Banking, and Treasury Management. Multi-Dimensional Risk Management: Analyze and mitigate a broad spectrum of risk disciplines, ensuring comprehensive coverage of Operational, Compliance, Strategic, Reputational, Market, Liquidity, and Credit risks. Strategic Ecosystem Collaboration: Act as a critical 1st Line partner by collaborating with 2nd Line (Enterprise Risk Management, Operational Risk Management, Compliance, AML) and 3rd Line (Audit) stakeholders to drive exam readiness and develop leading-edge mitigation solutions. Analytical Trend Identification: Utilize advanced analytical skills to identify internal and external risk trends, transforming data-driven insights into actionable improvements for the broader Risk Management Framework. Thought Leadership & Innovation: Serve as a subject matter expert by challenging the status quo and evaluating current practices to evolve the Commercial Risk Assessment Program in alignment with a changing regulatory landscape. AI-Driven Risk Innovation: Identify and implement opportunities to leverage Artificial Intelligence to automate risk identification, enhance the control environment across risk profiles, and drive efficiency across high-volume assessment workstreams. Relationship Management: Build and maintain high-trust partnerships across Legal, Fraud, and Tech/Cyber teams to ensure risk assessments are integrated, holistic, and supportive of long-term business growth. Basic Qualifications: Bachelor’s Degree or military experience At least 5 years of experience in financial services At least 2 years of experience in a project management role Preferred Qualifications: Commercial Bank experience Prior experience working in an Agile environment At least 3 years of experience in a risk related role (Audit, 1st line, 2nd line) At this time, Capital One will not sponsor a new applicant for employment authorization for this position. The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked. Charlotte, NC: $138,100 - $157,700 for Risk Manager McLean, VA: $151,900 - $173,400 for Risk Manager Plano, TX: $138,100 - $157,700 for Risk Manager Richmond, VA: $138,100 - $157,700 for Risk Manager Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter. This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan. Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website . Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level. This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries. If you have visited our website in search of information on employment opportunities or to apply for a position, and you require an accommodation, please contact Capital One Recruiting at 1-800-304-9102 or via email at RecruitingAccommodation@capitalone.com . All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations. For technical support or questions about Capital One's recruiting process, please send an email to Careers@capitalone.com Capital One does not provide, endorse nor guarantee and is not liable for third-party products, services, educational tools or other information available through this site. Capital One Financial is made up of several different entities. Please note that any position posted in Canada is for Capital One Canada, any position posted in the United Kingdom is for Capital One Europe and any position posted in the Philippines is for Capital One Philippines Service Corp. (COPSSC).

Keywords: Capital One, Huntersville , Risk Manager, Risk Assessments, Accounting, Auditing , Charlotte, North Carolina